Non-recourse loans are a type of commercial real estate financing where the lender’s only recourse in the event of default is the property itself — not your personal assets, bank accounts, or other investments. For real estate investors who hold properties in self-directed IRAs, 401(k)s, or LLCs, non-recourse loans are often the only viable financing option.
Boathouse CFG offers non-recourse loans for multi-family properties, apartment complexes, commercial real estate, and investment properties. Our non-recourse loan programs are designed for investors who want the benefits of leverage without putting their personal wealth at risk. These are particularly popular with IRA investors, pension funds, and sophisticated real estate investors who are growing significant portfolios.
Our non-recourse lending programs feature competitive rates, flexible terms of 5–30 years, and loan amounts from $100,000 to $10 million+. We’ve been closing non-recourse loans for Michigan investors and nationwide clients since 2010. Apply today to discuss your options.
If you are a business owner in search of financing for your business, contact us today to receive a free consultation.
Discover the power of secure financing with Boathouse Commercial Funding Group’s specialized Non-Recourse Loan solutions. Perfect for real estate investors and developers, these loans offer a unique financing path, especially for those utilizing IRA, 401K, or Trust funds for their investments.
Our loans ensure your personal assets remain secure, with the loan collateralized solely by the property.
Whether your investment is through an IRA, 401K, or a Trust, our loan terms are crafted to align with your specific requirements.
Benefit from competitive rates that enhance the viability and profitability of your investment projects.
Boathouse’s industry connections guarantee competitive rates, enhancing your project’s viability.
Trusts: Ideal for trust entities seeking to invest in real estate while maintaining asset separation and protection.
401K Borrowers: Leverage your 401K for real estate investments without endangering personal financial security.
IRA Borrowers: Utilize your IRA for investment opportunities in real estate, ensuring your retirement funds are invested properly.
If you are a business owner in search of financing for your business, contact us today to receive a free consultation.
The loan is secured by the property, providing a safeguard against personal financial risk.
In case of default, the lender's claim is limited to the collateral, not personal assets.
These loans are frequently used for portfolio loans of 2 or more properties, large-scale commercial properties, multi-family units, and development projects.
Repayment structures are tailored to the cash flow and profitability of your project.
We’re proud of our national recognition as a leader in business loans and commercial finance and are confident that we can get you the financing you need to fund your operations successfully. To learn more about how we can help or to set up an appointment, contact us today. We’ll sit with you to understand your business and find the right solution for your needs.
A Non-Recourse Loan is secured by collateral (typically the property) without holding the borrower personally liable. In case of default, the lender can only claim the collateral.
These loans are ideal for real estate investors and developers, particularly those using funds from IRAs, 401Ks, or Trusts, who prioritize risk management and asset protection.
For Trust borrowers, these loans offer a way to invest in real estate while keeping trust assets separate and protected from personal liability.
Yes, you can use your 401K to secure a Non-Recourse Loan, allowing you to invest in real estate without risking personal assets.
IRA borrowers can use Non-Recourse Loans to invest in real estate, diversifying their portfolio while ensuring their retirement funds are not personally at risk.
If you’re interested in business loans to keep your operations running smoothly, we can help.
